First Mid Bancshares (FMBH Quick QuoteFMBH - Free Report) reported $106.59 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 19.4%. EPS of $1.26 for the same period compares to $0.97 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $107.42 million, representing a surprise of -0.77%. The company delivered an EPS surprise of +9.57%, with the consensus EPS estimate being $1.15.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Mid Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 56.1% versus 59.6% estimated by five analysts on average.
• Net interest margin: 3.8% versus the five-analyst average estimate of 3.8%.
• Average Earning Assets: $8.47 billion versus $8.56 billion estimated by four analysts on average.
• Non-performing loans: $43.07 million compared to the $42 million average estimate based on two analysts.
• Non-interest Income: $27.21 million versus $26.96 million estimated by five analysts on average.
• Other: $2.28 million compared to the $2.31 million average estimate based on four analysts.
• Net Interest Income (FTE): $80.22 million versus $81.68 million estimated by four analysts on average.
• ATM/debit card revenue: $4.9 million compared to the $4.74 million average estimate based on four analysts.
• Service charges: $4.16 million versus $3.42 million estimated by four analysts on average.
• Mortgage banking revenues: $0.95 million versus $0.84 million estimated by four analysts on average.
• Wealth management revenues: $7.37 million versus $7.52 million estimated by four analysts on average.
• Insurance commissions: $7.53 million versus the four-analyst average estimate of $8.22 million.

View all Key Company Metrics for First Mid Bancshares here>>>

Shares of First Mid Bancshares have returned +3.7% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.